Conditions of Use

Last update: 13.05.2026

1. General

1.1. You are invited to visit Murray Capholm (the "Website")
Our email: info@murray-capholm.com
1.2. This website provides information about third-party trading platforms (the "Third-Party Platforms") to facilitate trading services (the "Services")
1.3. These Terms govern Your (the "User," "You," or "Your") access to the Website and Services. You must read these Terms carefully before accessing the Services. These Terms constitute a legally binding agreement between You and the website owner. If you do not accept the Terms in their entirety, you must not use the website. These Terms may be amended from time to time.
These Terms include our Privacy Policy. By accessing the Website, you accept these Terms and agree to our Privacy Policy. (You can read our privacy policy here).

2. Eligibility

2.1. Access to the Website is available to you when you comply with these Terms and Conditions.
2.1.1. You must be at least 18 years old
2.1.2. You must be able to enter into these Terms and Conditions
2.1.3. The laws of your country of residence or where you use the Services do not prohibit your use of the Website or any of its services
2.2. We make no guarantees, representations or warranties regarding the legality or suitability of the Website or services for any person. We accept no responsibility for any unlawful use of the Website or services by any user.

3. Restricted access territories

3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or Website (or any portion of them) to: (i) users who reside in restricted areas (the "Restricted Territories") and (ii) users we believe may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional terms prior to accepting users who are citizens of certain countries. If users travel into restricted areas, the Website or the Services may be temporarily unavailable or blocked.

4. Prohibited activities

4.1. You agree to use the Site and Services responsibly and not to:
4.1.1. Upload, download, share, publish, transmit or send (a) information or material that infringes intellectual property rights, privacy rights, or other rights; or (b) information that is prohibited from publication or distribution due to threats, defamation, slander, racism, or insult; or (c) information containing viruses or malicious software that may harm our systems or those of third parties, or that disrupts or restricts access for other users; (d) any information or material in violation of applicable law; or (e) information or materials containing advertisements or content not authorised by our prior written consent.
4.1.2. Remove, alter, or obscure any copyright notices, legal notices, labels, or proprietary designations on this Website.
4.1.3. Access the Services through any means other than the Website.
4.1.4. Interfere with or disrupt other users' access to or use of the Website or Services.
4.1.5. Use bots, automated tools, or other automated techniques to gain access to the Site or its Services.
4.1.6. Upload or transmit, or attempt to upload or transmit, any content that actively or passively collects or transmits data—such as web bugs, cookies, or spyware—without our express permission.
4.1.7. Engage in framing, mirroring, or any method that imitates the appearance or functionality of the Services.
4.1.8. Violate any applicable laws or regulations, or encourage or participate in illegal activities including trademark infringement, copyright violation, defamation, privacy breaches, identity theft, or distribution of counterfeit software.
4.1.9. Modify or alter the Website's source code, or upload applications or software that may damage the Website or harm any individual.
4.1.10. Disassemble, decompile, or reverse engineer any technology or software on the Website or used to deliver the Services.
4.2. These terms are in addition to any other rights we may have. If we believe your use of the Site does not comply with these Terms or applicable law, we may monitor your activity, restrict or block your access, disclose your usage patterns to third parties, or take any other appropriate action to protect third-party rights and property.

5. Intellectual Property Rights

5.1. The Website's content, including video-related material such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our and third-party intellectual property rights.
5.2. All rights, titles, and interests related to the Services and Website are owned by us. Except for the right to use the Services and Website in accordance with these Terms, accessing them does not grant you any intellectual property rights.
5.3. The Website and/or the Services may only be accessed by you for personal, non-commercial use.
5.4. You must not permit anyone to modify, reverse engineer, decompile, or copy the Services or Website, or create derivative works through sub-licensing or rental.

6. Limitation of Liability

6.1. The Website and Services are provided at your own risk. We do not provide any warranties, whether express or implied, regarding the Website and Services or your use of them—including implied warranties of quality, merchantability, fitness for purpose, non-infringement, usability, accuracy, completeness, timeliness, or prompt delivery. The content and functions accessible via the website are offered "as is," "as accessible," and "with any consequence."
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information on the website. We do not accept responsibility for any disruptions or interruptions to transmissions to or through the Services.
6.3. We will not indemnify you for any loss, direct or indirect, incurred by you or any third party through the website or Services. You are responsible for any decisions made based on information on the Website and/or in the Services.
6.4. We are not responsible for any loss or damage that is direct, indirect, or otherwise related to you or any third party. This includes any loss of income or data resulting from your use of the site and/or Services. This limitation of liability applies to the extent permitted by law in your jurisdiction.
6.5. If there is a technical issue with an internet or telephone line, computer provider, system server, or any hardware, we do not assume any responsibility. We are not liable for any issues arising from internet usage.

7. Third-Party Content and Services

7.1. When using the Services, you may view content from third parties and external services, including advertisements and reviews of Third-Party Platforms.
7.2. We don't take responsibility for the information or products referenced. They may not always be current or up-to-date.
7.3. We recommend you verify the accuracy of all information before making any decisions. You remain responsible for all decisions and actions based on that information.

8. Links

8.1. This site contains advertisements alongside content. Materials are made available through third-party websites ("Links"). We advise you to exercise caution before downloading, relying on, or accessing any information from these websites, software, or other materials, or before completing any purchase or transaction. These links are provided solely for user convenience. We accept no responsibility for any damage or loss arising from the use of or reliance on any information, products, or services made available through other websites or applications.
8.2. The inclusion of hyperlinks on this website does not constitute endorsement, authorisation, affiliation, or any other form of approval by us in relation to those websites, their software, or their administrators.
8.3. We have not reviewed all hyperlinks and cannot be held responsible for the software or websites they refer to. We advise you to exercise caution before deciding to use, rely on, or purchase anything from these websites or applications. You will not hold us liable for any damage or loss caused by the use of or reliance on any products, information, or content accessible through other websites.
8.4. You are responsible for reviewing the terms and policies of any third-party websites. We strongly recommend that you read them before engaging with any third-party website.

9. Miscellaneous

9.1. We may alter, cease or modify our Services at any time. These changes will not adversely affect you, and you will have no claims against us.
9.2. We may modify these Terms at any time. We will inform you by publishing the updated version with a revised date at the top. Any modifications will take effect within a couple of working days. By continuing to use the website after modifications are published, you are deemed to accept the updated Terms.
9.3. You acknowledge and agree that any information transmitted via or through the website does not create any relationship other than those expressly stated in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and you. No other promise, declaration or agreement – whether oral or written – not included in these documents is legally binding on either party.
9.5. Failure to exercise any right or power provided herein does not constitute a waiver of that right or power. Partial exercise of any right does not preclude further exercise of the same or any other rights or remedies.
9.6. If any provision of these Terms is declared invalid by a court of competent jurisdiction, that provision will be severed. The remainder of the Terms will continue in effect as if the invalid provision had been excluded, and will be interpreted consistent with the court's ruling and the original intent of the exclusion clause.
9.7. These Terms permit us to transfer or assign our rights and obligations to third-party partners. Third-party operators may manage the website and its services without limitation. However, you may not assign or transfer your rights or obligations under these Terms.